Wholesale • Quick Flip • Assignment

Wholesale Analyzer

Understand your margin, rehab impact, and exit options before you lock up a contract or assign a deal. Paste listing link for reference (we don't auto-pull data).

Listing Link (Reference Only)

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Inputs

Keep it conservative. Wholesale deals die on optimism.

After Repair Value (ARV) ($)

Repairs / Rehab Estimate ($)

Buyer Discount / Rule (% of ARV)

Buyer Closing Costs (% of ARV)

Your Assignment Fee ($)

Seller Closing Costs ($)

Tip: Use 65–75% rule as a starting point (adjust based on market, ARV accuracy, and buyer pool).

Results

Wholesale snapshot based on conservative rules.

Buyer Max Purchase Price

ARV × discount - repairs - buyer closing

Your MAO (Max Allowable Offer)

Buyer max - your fee - seller costs

Buyer Price (Your Contract + Fee)

MAO + your assignment fee

Your Spread / Fee

Assignment fee you aim to make

Buyer All-In Check

Buyer price + repairs + closing (should be ≤ ARV)

Deal Verdict

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STRONG = all-in 10%+ below ARV & fee ≥ $10k. NO-GO = all-in above ARV.

Sensitivity Analysis (how ARV and buyer discount affect your MAO/spread)

Buyer Discount ↓ / ARV →	-10% ARV	Base ARV	+10% ARV

Conservative rule: Buyer all-in should be 5–10% below ARV to leave room for surprises. This tool is for clarity — not financial advice.

📚 Terms & Definitions — Wholesale

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ARV — After Repair Value

The estimated market value of the property after all repairs are complete. Your entire wholesale deal is built on this number — use conservative comps, not optimistic ones.

MAO — Maximum Allowable Offer

The most you can pay the seller and still leave enough room for your fee and the buyer's profit. Formula: (ARV × buyer's discount) minus rehab minus your assignment fee.

Assignment Fee

The profit you make as the wholesaler — the difference between what you contracted with the seller and what your buyer pays you. Typical range: $5,000 to $25,000+ depending on the deal.

Buyer's Discount

The percentage below ARV that your cash buyer needs to purchase the deal. Most fix-and-flip buyers want to be all-in at 65-75% of ARV. Know your buyer's number before you make an offer.

Spread

The gap between what you owe the seller and what your buyer will pay. The spread is where your assignment fee lives. If the spread is too thin, there is no deal.

Motivated Seller

A seller who needs to sell quickly and is willing to accept below-market value. Common situations: divorce, foreclosure, inherited property, relocation, financial distress. Without motivation, wholesale rarely works.

Double Close

Instead of assigning a contract, you actually close on the property and immediately resell it to your buyer — often same day. Used when buyers don't want to see your fee or assignment is not allowed.

Rehab Estimate

Your buyer's cost to repair the property. As the wholesaler you need to estimate this accurately — if you underestimate rehab, your buyer loses money and will never buy from you again.