CDEALANALYZER

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Setup

Buyer

Analysis

Verdict

Wholesale • Assign & Exit

Wholesale Analyzer

Setup → Buyer → Analysis → Verdict

You can't negotiate what you haven't calculated.Know your maximum allowable offer and assignment spread before you make the call.

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Deal Setup

What the property is actually worth — ARV, what you contracted to pay, and the repair estimate that protects or kills the margin

CDEAL

Let's start with the three numbers that determine whether this deal even exists — ARV, seller price, repairs.

Address / nickname

Listing link (reference only)

ARV — After Repair Value ($)

Seller contract / negotiated price ($)

The price in your contract with the seller — before assignment fee and buyer closing costs.

Estimated repairs ($)

Deal Reality Check

This is your first gut-check. If seller price is above 65% of ARV or repairs exceed 15%, the deal is already in trouble before you calculate anything else.

Seller Price % of ARV

—

Repairs % of ARV

—

Buyer & Assignment Setup

Where your profit lives — buyer max price sets the ceiling, repairs and closing costs eat into it, and the assignment fee has to fit in what's left

CDEAL

Now the buyer's side — what they'll actually pay, and where your fee fits.

Buyer Max Purchase Price

Typical buyer discount range: 65–75% of ARV before repairs and buyer closing costs.

% of ARV

Dollar equivalent

Buyer closing costs (% of ARV)

Assignment fee ($)

Your profit — what the buyer pays above your seller contract price.

Assignment Viability

This is where your profit actually lives. If Available Spread is zero or negative, there's no margin to assign — you'll have to negotiate the seller down or reduce your fee to make it work.

Buyer Max Price

$—

Max price before your fee.

Your MAO

$—

Most you can pay the seller.

Available Spread

$—

MAO minus seller asking.

Buyer All-In % of ARV

—

How close buyer is to retail.

Deal Analysis

The full picture — your MAO and spread, the buyer's protection and equity cushion, and what the seller actually walks away with

Strength: —

CDEAL

Full picture: your spread, the buyer's protection, and the seller's reality.

Deal Structure

Buyer Max Price

$—

ARV × buyer discount% − repairs − buyer closing. Ceiling before your fee.

Assignment Fee

$—

Your wholesale profit. Should not exceed 50% of gross margin or 10% of ARV.

Your MAO (Max Allowable Offer)

$—

Buyer max − assignment fee. The most you can pay the seller.

Deal Spread (MAO − Seller Contract)

$—

MAO − seller asking. Positive = deal works. Negative = no-go.

Buyer Protection

The buyer has to make money too. If their all-in exceeds 85% of ARV or their equity cushion is thin, they won't sign — no matter how clean your assignment structure looks on paper.

Buyer All-In

$—

(Seller asking + assignment fee) + repairs + buyer closing costs.

Buyer All-In % of ARV

—

≤ 85% = strong. 85–90% = solid. 90–95% = borderline. >95% = no-go.

Buyer Equity Cushion

$—

ARV − buyer all-in. Remaining buffer before resale costs and profit.

Seller / Execution

Seller closing costs

% of asking price

Dollar equivalent

Seller Net

$—

Seller asking − seller closing costs. What they walk away with.

Seller vs Your MAO

$—

Gap between seller price and your MAO. Green = at or below; red = seller is over.

Verdict & Stress

Does this deal survive contact with reality — acquisitions guidance, stress scenarios on ARV and repairs, and the risk flags that tell you whether to run it or walk

Deal Quality: —

Execution: —

Acquisitions Guidance

Stress Scenarios

Every deal looks great at base inputs. The real test is whether it still clears when ARV comes in low or repairs run over — because one or both of those almost always happens.

How the deal holds up under realistic downside inputs.

ARV −10% — Spread

$—

Spread if ARV comes in 10% lower than estimated.

Repairs +10% — Spread

$—

Spread if repairs run 10% over budget.

Combined Downside — Spread

$—

Both ARV miss and repair overrun together.

MAO Sensitivity

MAO across buyer discount and ARV scenarios. Green = MAO ≥ seller asking. Red = no-go.

Discount ↓ / ARV →	−10% ARV	Base ARV	+10% ARV
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Primary rule: Seller asking must be at or below MAO. Secondary check: Buyer all-in should stay comfortably below ARV — 85% or less for a strong deal, 90% for solid, up to 95% for borderline. Above 95% is a structural no-go regardless of spread.

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📚 Terms & Definitions — Wholesale

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ARV — After Repair Value

The estimated market value of the property after all repairs are complete. Your entire wholesale deal is built on this number — use conservative comps, not optimistic ones.

MAO — Max Allowable Offer

The most you can pay the seller and still leave enough room for your assignment fee and the buyer's profit. Formula: Buyer Max − assignment fee.

Deal Spread

MAO minus the seller's asking price. A positive spread means the deal works at current numbers. A negative spread means the seller must come down or the deal is a no-go.

Assignment Fee

The profit you make as the wholesaler — the difference between what you contracted with the seller and what your buyer pays you. Typical range: $5,000–$25,000+ depending on the deal.

Buyer Discount

The percentage of ARV your cash buyer needs to be all-in at. Most fix-and-flip buyers want to be all-in at 65–75% of ARV. Know your buyer's number before you make an offer.

Buyer All-In

(Seller asking + assignment fee) + repairs + buyer closing costs. This is the total your buyer spends. It must stay below ARV — ideally 10%+ below — for the deal to be assignable.

Seller Net

What the seller actually walks away with after their closing costs. Useful for negotiation framing — sellers care about net proceeds, not gross asking price.

Motivated Seller

A seller who needs to sell quickly and is willing to accept below-market value. Common situations: divorce, foreclosure, inherited property, relocation, financial distress. Without motivation, wholesale rarely works.

Wholesale Analyzer

Don't guess on your next deal.